Service
Student Loan Reporting Review
Check how servicer transfers, deferments and forbearances are being reported.
What the review involves
- Mapping every student loan tradeline across the three bureaus
- Checking servicer transfers for duplicate reporting
- Verifying deferment and forbearance periods are reported correctly
What information is examined
- Duplicate tradelines created by a servicer transfer
- Payment history during deferment, forbearance or an approved plan
- Balances and status codes after consolidation
What you receive
- A consolidated view of every student loan on your reports
- Notes on entries that conflict with your servicer records
- A prepared approach for the discrepancies you pursue
What happens afterward
Discrepancies are raised with the servicer and the bureaus, and your portal tracks each response.
What this service is not
Creditxora cannot remove accurate, current and verifiable information from a credit report, and does not guarantee any specific score change, deletion or approval. You also have the right to dispute inaccurate information with the credit bureaus yourself, at no cost.Ready to see what's actually on your reports?
Complete the assessment and a Creditxora specialist will review your request and contact you regarding the next appropriate steps.
No obligation. Your information is kept confidential and is never sold.