Service
Charge-Off Review
Check charged-off accounts for accurate balances, dates and duplicate reporting.
What the review involves
- Reviewing how each charge-off is reported across the bureaus
- Checking the charge-off date, balance and status fields for consistency
- Identifying charge-offs also reported by a collection agency
What information is examined
- Charge-off date versus date of first delinquency
- Reported balance versus the last statement balance
- Status codes and payment-history grids
What you receive
- A summary of every charged-off account and how it is reporting
- Notes on any inconsistency worth addressing
- A recommended order of action based on your goals
What happens afterward
Items with documented inconsistencies proceed to a dispute, and your specialist keeps you updated as each bureau responds.
What this service is not
Creditxora cannot remove accurate, current and verifiable information from a credit report, and does not guarantee any specific score change, deletion or approval. You also have the right to dispute inaccurate information with the credit bureaus yourself, at no cost.Ready to see what's actually on your reports?
Complete the assessment and a Creditxora specialist will review your request and contact you regarding the next appropriate steps.
No obligation. Your information is kept confidential and is never sold.