Service
Medical Collection Review
Review medical collections against current reporting rules and insurance records.
What the review involves
- Checking each medical collection against current reporting thresholds and waiting periods
- Comparing balances against your explanation-of-benefits statements
- Identifying amounts that insurance should have covered
What information is examined
- Date the account was reported and any applicable waiting period
- Balance versus insurer-adjudicated amounts
- Paid medical collections still reporting a balance
- Duplicate entries from provider and agency
What you receive
- A summary of every medical collection on your reports
- Notes on entries that appear inconsistent with your records
- Guidance on gathering insurer documentation
What happens afterward
Documented inconsistencies proceed to a dispute, and we follow up with both the bureau and the furnisher as needed.
What this service is not
Creditxora cannot remove accurate, current and verifiable information from a credit report, and does not guarantee any specific score change, deletion or approval. You also have the right to dispute inaccurate information with the credit bureaus yourself, at no cost.Ready to see what's actually on your reports?
Complete the assessment and a Creditxora specialist will review your request and contact you regarding the next appropriate steps.
No obligation. Your information is kept confidential and is never sold.