Service
Hard Inquiry Review
Examine the inquiries on your reports and identify any you did not authorise.
What the review involves
- A full inventory of hard inquiries across all three bureaus
- Matching each inquiry against applications you recognise
- Flagging inquiries that appear unauthorised or unrecognised
What information is examined
- Inquiry dates, requesting parties and permissible-purpose indicators
- Duplicate inquiries from a single rate-shopping window
- Inquiries that may relate to identity theft
What you receive
- A clear list of every inquiry with the date and the party who requested it
- Guidance on which inquiries can appropriately be questioned
- Documentation support for the ones you choose to pursue
What happens afterward
Unrecognised inquiries are documented and raised with the relevant bureau or furnisher, and we track responses as they arrive.
What this service is not
Creditxora cannot remove accurate, current and verifiable information from a credit report, and does not guarantee any specific score change, deletion or approval. You also have the right to dispute inaccurate information with the credit bureaus yourself, at no cost.Ready to see what's actually on your reports?
Complete the assessment and a Creditxora specialist will review your request and contact you regarding the next appropriate steps.
No obligation. Your information is kept confidential and is never sold.